Breathing Again

Over the past two weeks, I’ve gotten rid of a great many books, mostly technical books that either duplicated content or covered technologies I don’t need to know. My relationship with books is long and complex, but the gist of the story is that I have, for over a decade, been addicted to books. In […]

Your Personal Level of Risk

There is risk to everything. Even the things we believe are low-risk have an opportunity cost, which is just another type of risk. Your personal level of risk is a huge determinant of your financial behavior. Here are some places you can put your money, starting with the least-risky to the most-risky: in-house checking account […]

Financially Bored

So I hit my target savings rate. Then I maxed out the 401k. Then I started working on the Roth IRA. Then I started working on my giving fund, the G-IRA. Then I finally waded through the garbage dump of red tape required to invest some of my HSA. But then what? And then what […]

Late Summer Financial Update

I always want to be cautious providing financial updates because I never want it to sound like bragging. Really, I just want to demonstrate just how possible it is to do this “massive savings” deal, encourage others to do the same, and  celebrate some milestones along my journey. 401k The biggest news item I have […]

Why I Pursue Financial Independence

My quest for financial independence and minimalism go hand-in-hand. My quest began in high school. I did not grow up in a wealthy household. We were not poor, but we were not rich. Having also grown up in the Church, I believed that contentment was a virtue, but I still had a room packed to […]