In Defense of Paying Off Your Mortgage Early

A number of people even in the FIRE community will often sing the praises of not paying off your mortgage. The idea is that if you can lock in a low interest rate, you can pay the minimum on it while investing the rest in something like the stock market, which will likely have higher […]

Voices of Discouragement

I had a coworker at my first software job who, despite being a friend, was also insensitive and demeaning on more than a few occasions, not just toward me but also toward others. He was very technically capable, and for that reason it was hard to dismiss his technical criticism. However, one day I was […]

Reflections on Cloud Computing and Monthly Expenditures

A large portion of the software and IT industries have refocused in recent years on “cloud computing”, a term that refers to running things over the internet instead of on premises. I believe this buzzword originated from the practice of representing the internet as a cloud on old network diagrams. I’m not a huge fan. […]

The System is Always Right!!!

These are brief, scattered, cynical thoughts, but I wanted to write them out. I’ve noticed that people who did really well in school are very quick to defend the educational system, and it’s like, “Yeah, of course you enjoyed it – it worked for you”, whereas many other people had very different experiences and consequently […]

Brief Thoughts on Spreading Yourself Too Thin

I’ve been reflecting on what I’ve accomplished this past year, and while I read several books that were great, I also feel that I didn’t focus enough on the books I had, as several remain unfinished. Most interesting of these books were a few I had on the Tibetan language. After my first trip to […]